Tag Archives: file for bankruptcy

What is the Difference Between Credit Counseling and Debtor Education?

In 2011, Georgia had 73,852 bankruptcy filings, 96 percent of which were consumer filings. This ranked Georgia as among one of the states with the largest number of filings in the year. When filing for Chapter 7 or Chapter 13 bankruptcy in Georgia, you must complete a credit counseling and debtor education session. Both are… Read More »

By Robert J. Semrad | Published July 25, 2013 | Posted in Bankruptcy, Credit Counseling | Tagged alternatives to bankruptcy, credit counseling, debtor education session, file for bankruptcy, file for Chapter 13, file for Chapter 7 | Leave a comment

Reorganize Your Debt through Chapter 13 to Stop Foreclosure on Your Home

Lenders across the country continue to foreclose on homeowners who fall behind on their mortgage payments. Each month, hundreds of Georgians lose their homes at foreclosure sales. You can file for bankruptcy under Chapter 13 to stop foreclosure. If you qualify, Chapter 13 not only protects your property, but also forces your creditors to halt… Read More »

By Robert J. Semrad | Published July 25, 2013 | Posted in Bankruptcy, Chapter 13, Foreclosure Prevention, Foreclosure Rescue | Tagged automatic stay, Chapter 13 repayment plan, disposable income, file for bankruptcy, secured debts, stop foreclosure | Leave a comment

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