Monthly Archives: May 2014

How to Avoid Debt by Paying for College Without Student Loans

With total student debt in the U.S. exceeding $1 trillion, Americans seem to be accepting that going to college and racking up debt go hand-in-hand. But contrary to common belief, a good education doesn’t have to leave you (or your kids) saddled with a ridiculous amount of debt. College is expensive, yes – and it’s… Read More »

When Good Debt Goes Bad: “Good Debts” Interfere with Savings, Too

The good news is that most retirement accounts have recovered from the lows they hit in 2008. So what’s the bad news? Nearly half of middle-class Americans still won’t have enough savings to retire, according to a recent survey by Wells Fargo. The culprit this time isn’t the market; it’s debt – and not just… Read More »

Holiday Store Credit Card “Deals” Often Lead to Big Debts, Bad Credit

If you’ve been to a department store or shopping mall this holiday season, chances are a cashier has asked if you’d like to save money by opening a store credit card. At retailers from Macy’s to Best Buy, opening a store card can save you anywhere from 5 to 20 percent – a pretty appealing… Read More »