Category Archives: Uncategorized

Making a Successful Chapter 13 Repayment Plan

In these tough economic times, it is not uncommon for people with stable income to be overburdened by debt. If you spend most (if not all) of your paycheck on payments to creditors, if your mortgage lender has threatened to foreclose on your home, or if you have received notice that your wages will be… Read More »

Understanding Chapter 7 Bankruptcy

The process of filing for Chapter 7 bankruptcy in Georgia may seem complicated and can be difficult for anyone to understand. However, don’t get discouraged.  Chapter 7 can eliminate your debt and alleviate the stress associated with your financial burdens. We have provided below the answers to some frequently asked questions about Chapter 7.  We… Read More »

Comparing the Benefits Chapter 13 bankruptcy in Georgia

If your debt is mounting and you are finding it difficult to keep up with your payments, you may consider filing for Chapter 13 bankruptcy.  Thousands of people in Georgia who have sought Chapter 13 bankruptcy protection have discovered the many benefits of debt reorganization. Why do people choose Chapter 13? Chapter 13 allows you… Read More »

When Should I Consider Modifying My Mortgage?

Many people who have fallen behind on their mortgage payments may ask themselves, “Should I modify my mortgage?”  Try considering several factors to decide whether loan modification is right for your situation. First, understand that a loan modification is a new agreement with your mortgage provider that alters the original terms of your mortgage loan…. Read More »

The Foreclosure Process in Georgia

Georgia is among a few states with the shortest foreclosure timeline.  The average foreclosure process from the issuance of the Notice of Default can take as little as 60 days in Georgia, whereas the national average is closer to four months.  The reason our timeline is so short is because the foreclosure process in Georgia… Read More »