Category Archives: Banks

Cutting Up Credit Cards Isn’t Always the Best Solution for Atlanta Cardholders

Believe it or not, owing zero dollars on your credit card bill isn’t always a good thing. With Atlanta consumers getting the message that too much debt is dangerous, many folks are leaving some of their cards in their wallet, cutting up credit cards with scissors – or even canceling their accounts, according to Atlanta… Read More »

Chicago Homebuyers Should Get Finances In Order Before House Shopping

A tax credit is a nice incentive if you’ve been thinking about buying a house. But a tax credit alone doesn’t mean you’re ready, caution Chicago bankruptcy attorneys. Many first-time buyers have been rushing to take advantage of a credit of up to $8,000 (or $6,500 for existing homeowners who have lived in their current… Read More »

Lowering Debt Can Help Atlanta House Shoppers More Than Homebuyer Tax Credit

You wouldn’t run the Atlanta Marathon without training first, right? Then why would you buy a house – probably the biggest purchase you’ll make in your entire life – without getting your finances in shape? Yet that’s what thousands of Americans could be doing as they rush to sign the paperwork on their first home… Read More »

Co-signing a Loan Can Bankrupt Friendships and Leave You in Debt

A friend in need is a friend indeed, according to the old adage. But sometimes the best way to help your friends is by not helping them at all – at least when it comes to co-signing a loan. Sure, it can be tempting to help a friend borrow money they need. But what’s good… Read More »

Bankruptcy Can Help Rather Than Hurt Credit of Chicago Consumers

It’s an age-old Catch-22. Some of us are so afraid that filing for bankruptcy will damage our credit that we avoid it at all costs – and in the process, we run their credit into the ground. And the saddest part of the story? Bankruptcy might have saved – not ruined – our finances, say… Read More »