Category Archives: Banks

Getting The Most Benefit From Your New Savings Plan

So you’re finally biting the bullet – you’ve decided to make a habit of saving. Congratulations! Making the decision to take action is half the battle. Now you’re ready to take on the other half – figuring out what to do with those extra dollars. On Tuesday, we went over how to let go of… Read More »

Watch Out for ATM Fees That Add Up

Using cash usually makes more sense than credit. You don’t have to deal with interest, you know you can’t spend more than what’s in your account and the act of physically parting with your money makes you less likely to splurge — and wind up in debt. But there’s at least one pitfall to paying… Read More »

Cash Can Save You Money, If You Use the Right ATM

You’ve probably heard it before, but switching to cash instead of credit has the potential to save you a lot of money. Just to name a few benefits, using cash means you don’t have to pay interest, there’s no risk of overspending since you’re limited to the contents of your bank account and you’re more… Read More »

Credit Card Balance Transfers Not Always the Best Solution, Caution Chicago Bankruptcy Lawyers

Imagine that you’ve got a $1,500 debt leftover from the holidays (not that big a stretch for some of us, no?). Now imagine that you receive an offer for an 18% interest rate if you transfer your balance from your current card – which has a 30% rate. Should you go for it? It might… Read More »

Transferring Credit Card Debt Can Cost More Than Its Worth, Say Atlanta Bankruptcy Attorneys

Imagine that you’re given the opportunity to transfer debt from your current credit card to one with a 0% interest rate. Seems too good to be true, right? Unfortunately, it often is. Sure, it looks like the real deal at first glance. The less interest, the less you pay in the long run, right? But,… Read More »