Category Archives: Consumer Spending

Chicago Shoppers Should Weigh Pros and Cons of Spending With Cash and Credit

With millions of Americans recovering from personal debts and the recent credit crunch, it’s no surprise that paying with credit cards has fallen out of favor. But is paper money really superior to plastic, or vice versa? In short, it depends on the person, say Chicago bankruptcy attorneys. Finances are highly personal. While one shopper… Read More »

How to Avoid the Spending Traps Retail Stores Set for Atlanta Shoppers

Have you ever stopped by the grocery store for a box of cereal only to exit with four bags worth of food – and a hefty receipt? If so, take heart – you’re not alone. Even the most budget-minded shoppers are guilty of falling victim to impulse buys – and it’s not all our fault,… Read More »

Watch Out for Store Tactics Meant to Lure Chicago Shoppers into Overspending

Have you ever gone to the store to pick up some bread or run into Target for paper towels – only to come away with a cart full of purchases and a $100-plus receipt? You’re not the only one. Stores rely on a few tricks to distract consumers from saving money and instead lure them… Read More »

Why Getting Too Close to Your Credit Limit Can Hurt Your Score

Did you know your credit score can go up and down each month, even if you’re usually a responsible credit user? Your credit score isn’t some static number – it’s actually a monthly assessment based on the information your lender provides to credit bureaus, say Atlanta bankruptcy attorneys. It’s a snapshot of your credit behavior… Read More »

Rebate Cards Don’t Always Offer Advertised Savings to Atlanta Consumers

What’s the difference between a real rebate and an advertising gimmick? The answer lies in the fine print. Retailers are making it harder than ever for Atlanta consumers to get money back on purchases, thanks to early expiration dates and fees for inactivity on rebates. In tough economic times, making sure you take advantage of… Read More »