Category Archives: Credit Card Debt
Credit Card Company Asks Customers to Spend Money to Save Money
Most credit card companies don’t give you a choice when it comes to raising your rate, but at least one company is willing to strike a deal with you. Whether it’s worth it, well, that’s for you to decide. Citibank, like many credit providers, is hiking its interest rates. But the company is giving a… Read More »
Despite Advertisements, Credit Reports Aren’t Always Free
What do you think of when you hear ads for FreeCreditReport.com? Call me crazy, but I always assumed they were publicizing a way to, you know, get a free credit report. I guess I’m more gullible than I thought. Turns out that the company gives you a credit report, alright – but for a pretty… Read More »
Higher Minimum Payments Can Save Money, According to Chicago Bankruptcy Lawyers
Higher interest, a lower credit limit and a larger minimum payment – the new changes credit card companies are throwing our way aren’t exactly in the holiday spirit. But at least one of these changes can actually be spun to work in your favor. In the past, most credit card companies kept minimum payments as… Read More »
Credit Card “Deals” That Can Cost You Money
Sometimes paying more actually means paying less. Confused? Let’s say you’re out doing some holiday shopping when the sales clerk tells you that you could save 15% just by opening a credit card account with that particular store. You figure that you’re buying the goods anyway, why not get a healthy discount? So you sign… Read More »
Bankruptcy Can Reduce Pain of Rising Prices
The sweltering days of summer have been replaced by the crisp days of autumn. Unfortunately, the gas prices of summer seem to be here to stay. Prices at the pump have jumped more than 20 cents in the last two weeks. And experts are worried it could cause consumers to tighten their wallets this holiday… Read More »