Category Archives: Debt

Chicago Bankruptcy Attorneys Warn of Universal Default Clause

When my credit card debt was at its highest, I felt like the whole world was against me. And, technically, it kind of was. It’s called universal default. I made most of my payments on time. But as I put more debt on more credit cards, it became difficult to keep track of them all… Read More »

Illinois Attorneys Compare Personal Bankruptcy and Credit Counseling

Chicago and Atlanta Bankruptcy Attorney Rob Semrad on Credit Counseling Remember the old adage, “If it sounds too good to be true, it probably is?” If we could just keep that in mind, credit counseling companies would probably go out of business – and folks wouldn’t fall victim to any more scams trying to eliminate… Read More »