Category Archives: Personal Finance

Don’t Wait Until It’s Really Too Late To File Taxes

Yes, I know that April 15 has long come and gone. But 11 million taxpayers requested a six-month extension for their 2008 taxes, which means that – for many Americans – the real do-or-die deadline is this Thursday. With money tighter than ever, it’s understandable that so many of us are wracking our brains, trying… Read More »

Tax Extension Filing Date This Thursday

What’s the only thing worse than not paying your taxes? Not filing at all. This Thursday, Oct. 15 is the final deadline for the whopping 11 million U.S. taxpayers who filed for an extension on their 2008 return. With the economy still down in the dumps, many folks haven’t seen an anticipated improvement in their… Read More »

Bankruptcies Increase as Americans Seek Debt Relief

The bad news: more consumers are filing for bankruptcy. The good news? More consumers are filing for bankruptcy. Personal bankruptcy rates were 41 percent higher this September than they were a year ago, according to the American Bankruptcy Institute. Now, a surge in bankruptcy filings certainly isn’t something to jump up and down about because… Read More »

Consider Choosing Layaway Over Credit When Holiday Shopping

It’s the beginning of October. So naturally all the stores are putting out their Christmas decorations already. It’s a little hard to get into the Christmas spirit when I’m trying to plan my Halloween. But what’s just plain scary is the nagging thought of the money I’m going to have to drop on presents for… Read More »

Layaway, Cash Can Save Money on Holiday Shopping

Forget the jack-o-lanterns. Visit almost any retail store right now, and you’ll notice that it’s beginning to look a lot like Christmas. With just a bit more than two months until Dec. 25, stores are already decking their shelves in red and green. In my opinion, it’s an annoyance. And not just because I’d like… Read More »