Category Archives: Saving

Compromise to Cut Heating Bill Costs This Winter

Every fall, we go through the same battle. Do we want to be comfortable or save money? Comfort used to win out for me every time. I cranked my thermostat up to tropical temps. I’d jokingly tell myself I could afford to splurge because I was saving money by not flying to Hawaii to soak… Read More »

Save Money on Your Heating Bill This Season

Every fall, I hope for a gradual transition from warm to cool weather. And every year, I’m rudely surprised as we go immediately from the last Indian summer night to a chilly, frost-covered morning. As if being robbed of balmy fall temperatures weren’t enough, I get that first big heating bill. Not a good start… Read More »

How Store Credit Cards Can Hurt Your Finances

It takes more than a budget to shop smart this holiday season – it takes open eyes. Stores everywhere are offering discounts for opening credit card accounts. For instance, they’ll knock 15% off your purchases when you sign up. At first glance, it seems like a bargain. Hey, you’ve got to buy gifts anyway -… Read More »

Credit Card “Deals” That Can Cost You Money

Sometimes paying more actually means paying less. Confused? Let’s say you’re out doing some holiday shopping when the sales clerk tells you that you could save 15% just by opening a credit card account with that particular store. You figure that you’re buying the goods anyway, why not get a healthy discount? So you sign… Read More »

Lower Gas Prices Can Be One Step Towards Debt Relief

Cooler weather isn’t the only thing to celebrate about autumn. As usual, lower gas prices have arrived with the crisper air. For the first time in two months, the average price of gas dropped to below $2.50, the Associated Press has reported. That’s about 20 cents less than during the summer and 60 cents less… Read More »