It’s a myth that struggling consumers knowingly spend beyond their means. On the contrary, debt has a tendency to sneak up on most people little by little, day by day. Often times, you don’t notice how large debts have become until they’ve grown far beyond what you can reasonably repay. Just as it’s difficult to… Read More »
If you’ve been to a department store or shopping mall this holiday season, chances are a cashier has asked if you’d like to save money by opening a store credit card. At retailers from Macy’s to Best Buy, opening a store card can save you anywhere from 5 to 20 percent – a pretty appealing… Read More »
It’s true that everything costs money these days and, oddly enough, so does filing for bankruptcy. Regardless of your specific financial situation, there are a few fees that are unavoidable when filing a claim. The first cost you’ll run into is the filing fee, which can be rather substantial. In Georgia, it costs $306 to… Read More »
The economy may be on the upswing, but consumer finances are still down in the dumps. In a recent survey by Bankrate.com, 36 percent of Americans reported that their top financial priority is simply to stay current or get caught up on bills. For 20 percent, the main goal is to pay off overwhelming debts… Read More »
With the average Chapter 7 bankruptcy taking between 100 and 180 days and the average Chapter 13 bankruptcy taking about 3-5 years, people often wonder why filing for bankruptcy in Georgia is such a lengthy process. The truth is that there are a lot of time-specific waiting periods and deadlines that must elapse at multiple… Read More »