Atlanta Computer Users Can Protect Their Online Identity With Better Passwords
Experts say computer users should have a different password for every online account. If that's the case, many of us have a long way to go, say Atlanta bankruptcy attorneys.
A recent study found the most common password is still the highly guessable "123456." In close second is "qwerty." That's the equivalent of leaving a fake lock on your front door. You think it will deter potential thieves, but the minute someone tries to break in you're in trouble. Maybe you think the online security questions will provide backup protection, but consider this: answers to the most common questions (What high school did you graduate from?) are often available on sites like Facebook.
Sure, it's a little extra work to develop a strong password (or several passwords). But believe me, it's a lot less work - and money - than putting your finances back together after someone hacks into your account, steals your personal information and ruins your credit or drains your bank account. Fortunately, there are some ways to make online security less of a pain.
Speaking of security questions, why not just make them up? Of course, pick something that you'll remember. For example, when asked what's the name of your first pet, why not type the title of your favorite song instead? Or your favorite movie character?
Next, you've got to change it up a bit by adding capital letters, numbers and characters. Worried it will make the password too hard to remember? Just add them where it makes sense. A password like "redcar" is not that secure. But "r3dC@r" is.
Now, it can be impossible to remember a different password for each account, so many people keep a list on their computer. But again, that's like leaving your door unlocked. If a hacker can access your banking account, you better believe they can also access information stored on your computer. Instead, keep your passwords written on a piece of paper somewhere in your house.
Of course, sometimes it's not hackers taking your money - it's creditors. If you're drowning in debt, bankruptcy might be your best defense. That's because filing for bankruptcy can protect your house from foreclosure while lowering or eliminating your debt with a realistic payment or discharge plan. Find out if bankruptcy is in your best interest when you sign up for a free one-on-one debt analysis with a professional Atlanta bankruptcy attorney. And secure your money where it belongs - safely in your bank account.