Budget Challenge Offers Chance for Atlanta Consumers to Finally Find Financial Freedom
We wouldn't dream of taking a road-trip without a map or building a house without a blueprint. So how is it that most of us are running our household finances without a family budget?
Not only is a budget one of the most important tools for getting a grip on finances, it's also one of the simplest. At its most basic level, a budget is just a way to track money coming in versus money going out. Easy, right? Not for most Americans. The problem is that many of us never learned how to build a budget, so what should be something simple actually seems complicated and overwhelming - leaving us to avoid one of the most effective solutions for getting out of debt.
The good news is that it's never too late to learn.
Whether our problems with money started in childhood when we watched our mom put everything on the magic credit card or in our college years when we began accumulating some major debt of our own, doesn't matter. What matters is how we handle our finances from here on out.
A silver lining to the recession is that today there are more tools than ever to help the financially illiterate (i.e. 90% of the population) take back control of our money. Sites like Mint.com or Geezeo.com help you keep your budget on track. Dave Ramsey offers community classes and online courses on subjects from getting out of debt to teaching your children basic money skills.
But sometimes the problem isn't just that we need help, but that we don't realize we need help. If you never seem to have enough money to pay the bills - but you're not sure why - how about taking our new DebtStoppers Budget Challenge?
Our simple family budget is created for you - all you have to do is print it out and fill in the blanks with your own numbers. If your budget balances, you're on track. If it doesn't, you'll have a much clearer idea of what you need to do to fix your finances. In short, it's a win-win situation. And did we mention it's free?
So give it a try and see what you think - it's our challenge to you. And if you find you need help adjusting your budget later down the line, you can always contact us for a free personal debt analysis with an Atlanta bankruptcy attorney - no strings attached.