Category Archives: Consumer Spending

Find the Secret to a Savings Plan That Works

It’s the ultimate Catch-22. You know you want to start saving money this year but you’re already struggling to pay the bills as it is. Saving feels impossible. Fortunately, it’s not. The truth is, saving money really isn’t that difficult once you get going – it’s getting started that’s the hard part. But I’ll let… Read More »

Change Your Financial Mindset to Start Saving Money

Saving money often presents a problem. You know you need to start saving, but you can spare so little thanks to your debt, you figure why even bother. Well, I’m going to let you in on a secret: every little bit counts. It’s better to save one dollar than to save no dollars at all…. Read More »

Gift Returns and Exchanges Could Become Easier This Year

Just because that scarf Grandma gave you isn’t your style doesn’t mean you can’t get what you really want – or need – this Christmas. With most folks struggling to make ends meet, there’s nothing wrong with admitting you want to squeeze the most use out of your presents – especially when you’ve dropped big… Read More »

Returning Gifts Gets Easier Thanks to Recession

We all know it’s the thought that will count when we rip off the wrapping paper tomorrow. But that doesn’t change the fact that some presents just aren’t the right fit (sometimes literally). With money tight, I don’t think it’s selfish to admit that we want to make every gift count – especially when we’ve… Read More »

Gift Cards Might Be Convenient, But They Aren’t Always Cheap

With the dawning of the gift card age, gift givers thought we had finally moved past the days of fruitcakes and ugly sweaters. Because you can’t go wrong with plastic, right? Maybe you can. It turns out that much of our good intentions are still going unused. But instead of going in the trash or… Read More »