Category Archives: Consumer Spending

Chicago Bankruptcy Lawyers Say Workers Could See Rise in Raises and Benefits

Good news on the job front. With the economy picking up steam, employers are again warming up to the idea of raises, bonuses and 401k matches, according to USA Today. It’s a welcome change going into the new year. But it also brings up a couple good points. First, getting a boost from your boss… Read More »

Ignore the Minimum Payment To Pay Down Debt

Creditors have been playing a dirty trick on their customers. And the worst part is, they’re making it look like they’re actually doing us a favor. Just grab your latest credit card bill to see what I’m talking about. What’s the most prominent feature on your bill? I bet it’s not your balance, but your… Read More »

Learn How to Lower the Cost of the Holiday Season

When most folks worry about maxing out their credit cards this season, they’re thinking of gift shopping. But there are a lot of forgotten small expenses that can leave you deeper in debt come January. For example, let’s look at the annual holiday get-together. Maybe you always throw your own Christmas party. Or maybe between… Read More »

How to Have an Affordable Christmas Party

Mention holiday expenses, and most folks think of immediately of the gifts. But the little costs of Christmas cheer can add up, too. Take the typical holiday party. I have one every year. We’re not talking anything fancy or expensive – just a casual gathering of friends for appetizers, drinks and Christmas movies – and… Read More »

Holiday Shoppers Going Online to Find Deals

Old-fashioned coupons are going high-tech. With folks looking for ways to stretch their budgets this holiday season, millions of consumers who once scoffed at the idea of penny-pinching are turning to coupons. But rather than clipping them from magazines or packages the way Grandma used to do, they’re going online. Many coupon providers saw record… Read More »