Category Archives: Loans
Debt Consolidation Scams Can Actually Keep Chicago Consumers in Debt
If you’ve got too many debts to keep track of, consolidating them into one big bill makes sense, right? In theory, yes. Reality, however, is another story. If you’re like most folks, you’ve probably heard debt consolidation companies claim they can lend you money to pay off your debts at a lower interest rate. But… Read More »
Debt Consolidation Loans Can Leave Atlanta Residents With More Debt
Taking out a loan to pay off debt doesn’t really make sense – after all, a loan means more debt. But that’s exactly what millions of Americans do each year when they sign up for debt consolidation loans. From the alluring promises made in debt consolidation ads, it’s hard not to be curious. Combine all… Read More »
How Having a High Credit Card Balance Can Hurt Your Credit Score
You know you’re not supposed to exceed your credit card limit, but did you know that just getting close can hurt your credit score? Every month that you carry a high balance on one of your credit accounts, you look like a risk to lenders – even if you eventually pay that balance off in… Read More »
Why Getting Too Close to Your Credit Limit Can Hurt Your Score
Did you know your credit score can go up and down each month, even if you’re usually a responsible credit user? Your credit score isn’t some static number – it’s actually a monthly assessment based on the information your lender provides to credit bureaus, say Atlanta bankruptcy attorneys. It’s a snapshot of your credit behavior… Read More »
Proposals in Finance Bill Could Help Atlanta Consumers Save Money and Improve Credit
If proposals in a new finance bill passed by the Senate come true, the finance industry could get a lot easier to navigate for Atlanta consumers. We’re talking free credit scores, a reduction in mortgage penalties and the creation of a new oversight agency to protect consumers. Watch out, lenders – the game might be… Read More »