Category Archives: Loans
Credit Getting Tighter For Consumers
With holiday shopping season in full swing, many of us are worrying about whether or not we’re putting too much on the old credit card. But soon we might have a different worry – do we have too little credit? Along with the housing and job markets, consumer credit has shown little sign of recovering… Read More »
Atlanta Bankruptcy Attorneys Warn That Becoming a Loan Cosigner Isn’t Worth the Cost
With money tighter than ever this season, folks are looking for ways to cut back without cutting out Christmas gifts. On the positive side, sticking to a budget is encouraging us to be less materialistic and more creative, giving homemade and small but thoughtful gifts (not to mention it’s a lot easier on our wallet… Read More »
Chicago Bankruptcy Lawyers Warn Against Cosigning Loans
With Christmas shoppers strapped for cash, some folks are looking into how they can help friends and family at the smallest possible cost. At its best, a more frugal holiday brings out our creative sides – I know folks who are making homemade gifts, finding small but thoughtful presents or just performing simple acts of… Read More »
Loan Modification Program Hits Target, But Is It Enough?
The economy might be recovering, but we’re not out of the woods yet – especially when it comes to foreclosures. Even though a $75 billion government anti-foreclosure program recently reached its goal of helping 500,000 folks get loan modifications, that’s only one-eighth of the 4 million homeowners it originally set out to assist. And while… Read More »
Why Debt Matters And Home Value Doesn’t
Contrary to popular belief, I don’t think America’s biggest obsession is with cars, Starbucks or American Idol. It’s with something a lot closer to home – housing prices. For the last several years, neighborhoods all over the nation have been in a mass panic over home values. Mine is no exception. When a nearby house… Read More »