Category Archives: Personal Finance
Make 2010 the Year of Financial Freedom with a Spending Plan
Sometimes it seems that the more ambitious the New Year’s resolution, the more likely it is to fall by the wayside as the year progresses. But, believe it or not, resolving to lower spending can be an exception to the rule. It all depends on how you tackle it. Sure, the ideal budget works by… Read More »
Start the New Year Right with a Realistic New Spending Plan
Gone are the days when losing weight or kicking a smoking habit were top New Year’s resolutions. This year, it’s all about the money. And for good reason. With millions of Americans facing foreclosure, out of work or otherwise struggling to pay the bills, it’s time for a real change. It’s time we stopped procrastinating… Read More »
Credit Card Balance Transfers Not Always the Best Solution, Caution Chicago Bankruptcy Lawyers
Imagine that you’ve got a $1,500 debt leftover from the holidays (not that big a stretch for some of us, no?). Now imagine that you receive an offer for an 18% interest rate if you transfer your balance from your current card – which has a 30% rate. Should you go for it? It might… Read More »
Transferring Credit Card Debt Can Cost More Than Its Worth, Say Atlanta Bankruptcy Attorneys
Imagine that you’re given the opportunity to transfer debt from your current credit card to one with a 0% interest rate. Seems too good to be true, right? Unfortunately, it often is. Sure, it looks like the real deal at first glance. The less interest, the less you pay in the long run, right? But,… Read More »
Creditors Start Charging Customers for Paper Statements
Credit card companies are trying to reduce their use of paper – but it’s not because they want to go green. Rather, they want to hold on to more green. In the last couple months, credit card issuers have been sending out information about term changes in order to comply with new credit reform legislation,… Read More »