Category Archives: Personal Finance
Ignore the Minimum Payment To Pay Down Debt
Creditors have been playing a dirty trick on their customers. And the worst part is, they’re making it look like they’re actually doing us a favor. Just grab your latest credit card bill to see what I’m talking about. What’s the most prominent feature on your bill? I bet it’s not your balance, but your… Read More »
Learn How to Lower the Cost of the Holiday Season
When most folks worry about maxing out their credit cards this season, they’re thinking of gift shopping. But there are a lot of forgotten small expenses that can leave you deeper in debt come January. For example, let’s look at the annual holiday get-together. Maybe you always throw your own Christmas party. Or maybe between… Read More »
How to Have an Affordable Christmas Party
Mention holiday expenses, and most folks think of immediately of the gifts. But the little costs of Christmas cheer can add up, too. Take the typical holiday party. I have one every year. We’re not talking anything fancy or expensive – just a casual gathering of friends for appetizers, drinks and Christmas movies – and… Read More »
Consumers Credit Is Getting Harder to Come By
We often hear about how we shouldn’t rely so much on credit. But rarely do we hear the other side of the story – the fact that many of us could no longer qualify for more credit if we wanted it. Just a few years ago, lenders were handing credit out like candy – in… Read More »
Credit Getting Tighter For Consumers
With holiday shopping season in full swing, many of us are worrying about whether or not we’re putting too much on the old credit card. But soon we might have a different worry – do we have too little credit? Along with the housing and job markets, consumer credit has shown little sign of recovering… Read More »