Category Archives: Saving

How Atlanta Residents Can Stretch Gift Card Dollars This Christmas

I don’t know about you, but I’m always a little sad once all the Christmas presents have been opened and family and friends have gone home. Fortunately I’ve discovered a way to keep the holiday spirit around after the holidays: gift cards. I realize that gift cards are old news by now. In fact, cards… Read More »

How Chicago Residents Can Improve Finances With Gift Cards This Christmas

What if you could stretch the Christmas magic beyond December 25? It’s possible with gift cards. Not that gift cards are anything new, of course. Americans requested plastic cards more than any other present this year, according to the National Retail Federation. Not surprisingly, when money is tight, most of us would rather have the… Read More »

Atlanta Residents Still Find Time and Money to Donate to Charity Despite Downturn

How can you help others when you can barely help yourself? It’s a question on the minds of many Americans as we pass the Salvation Army red kettle and toss the requests for donations that pile up in the mailbox this holiday season. But there are ways to give to charity even when times are… Read More »

Chicago Residents Still Donate to Charity When In Debt

Between the red kettle outside the grocery store, mall clerks asking if you want to give a dollar to fill-in-the-blank cause and the seemingly endless requests for donations in your mailbox, Americans are being faced with charity choices every day. You might think that we’d ignore them, what with most of us struggling to pay… Read More »

Pros and Cons of Using Free Balance Transfer Checks to Pay Down Debt

It’s a temptation many of us face every time we bring in mail from the mailbox: should we use those free 0% interest balance transfer checks that come packaged with credit card offers? With many Americans now carrying debts of $10,000 or more on cards that charge anywhere from 20% to 35% interest, a low-… Read More »