Category Archives: Saving
Paying Off Debt With 0% Interest Balance Transfer Checks
With most Americans deep in debt, credit card issuers know it’s no longer enough to simply send out credit card offers. Increasingly, they’re including 0% interest balance transfer checks with those promotions to sweeten the deal. By filling out a check, you can supposedly transfer your balance from a high-interest credit card – for instance,… Read More »
Atlanta Shoppers Choose Cash Instead of Credit Cards in Stores This Season
In the classic holiday battle for our hard-earned dollars, consumers seem to have the upper hand over retailers this year. That’s because, for the first time in decades, Christmas shoppers are choosing to spend with cash rather than credit, say Atlanta bankruptcy attorneys. TransUnion reported an 11 percent drop in major credit card use compared… Read More »
Smart Chicago Shoppers Sticking To Cash Rather Than Credit This Season
Despite the constant barrage of tempting holiday sales and specials, it looks like cash-strapped Christmas shoppers are holding their own against retailers, according to Chicago bankruptcy attorneys. Statistics show that fewer consumers used credit cards for post-Thanksgiving shopping this year than ever before. Use of several major credit cards fell by 11 percent this season… Read More »
Tax Cut Agreement Could Help Atlanta Workers Lower Debt
What would you do with an extra $1,000 or more a year? You might be about to find out. Part of the tax plan between President Obama and Congressional Republicans includes a 2 percent cut in Social Security payroll taxes. So if you’re making $60,000 annually, for instance, you’ll get to keep an additional $1,200… Read More »
How Bush Tax Cut Extension Could Affect Chicago Workers With Debts
It looks like American workers could be getting a raise next year, albeit a small one. If the tax agreement between President Obama and legislators passes, one of the provisions will reduce the Social Security payroll tax rate from 6.2 percent to 4.2 percent. For someone making $60,000 a year, that’s an extra $1,200 in… Read More »