Chicago Bankruptcy Attorneys Say Sometimes Lowering Debt Is As Easy As Asking For Help
When your car is in the shop, you know you can ask a friend for a ride. When you find a new home, you trust you can rely on your family to help you move. But when it comes to getting help with debt, most of us don't even bother to ask, Chicago bankruptcy attorneys point out.
Sometimes it's denial. We don't realize how much we're spending until we open up our bills, and then - unable to pay - we push the problem to the back of our minds. Other times, it's fear. Yes, we know we're in financial trouble, but we don't know where to turn so we do nothing. In the short term, trying to handle a mountain of debt alone might mean living paycheck to paycheck. In the long run, though, it could mean losing your house to foreclosure or worse.
Finding your way out of debt might not be easy, but it can be done. And, as the old saying goes, two heads are better than one.
Remember how your grammar school teacher used to say that there's no such thing as a stupid question? Well, somewhere along the way, we forgot this as adults. We're too embarrassed to ask for help. But sometimes a second opinion is all we need - and the best advice is often free.
Like our free one-on-one debt analysis, for instance. During an hour-long session, a professional bankruptcy attorney in Chicago will examine your individual financial situation to determine whether Chapter 7 or Chapter 13 bankruptcy will help lower your debt burden and let you keep more of your paycheck each month. Meanwhile, we'll answer any and all questions you have and discuss your most pressing financial concerns.
If you've been stuck in a financial rut, living paycheck to paycheck and stressing over the bills, bankruptcy might be just the answer you've been looking for. Or maybe all it will take to solve your financial woes is a carefully crafted budget. Either way, the only way to find out is to ask. A personal debt analysis is a good place to start. While we're at it, why not check out our video learning center for financial advice and the pros and cons behind the leading debt relief methods? You've got nothing to lose - because at DebtStoppers, knowledge is free. Which reminds me of another old saying: Knowledge is power.