Educate Yourself Out of Debt with Atlanta Financial Workshops

After 13 years in the public school system and four years of college, I've put in my time when it comes to education. But somehow, seeing the kids head back to school with their new backpacks and notebooks makes me a little wistful.

It's not that I want to return to the classroom (though my grandparents are always hoping I'll go back for my master's). And it's not that I'm looking for an excuse to do some back-to-school shopping - I think I've been doing a decent job of avoiding the mall, thank you very much.

No, what intrigues me most is the potential for change. It's the idea of wiping the chalkboard clean, if you will, for a fresh start. Remember how going back to school every fall meant a chance to reinvent yourself? Well, why can't the change of the seasons mean the same thing now, particularly when it comes to finances?

With the economy in the shape it's in, there's no better time than the present to get organized. After a summer of parties and weekends off, I'm using this month to get back on task. You might be able to do the same thing. Have you been avoiding that budget? How about analyzing your spending habits this summer - or this year - and finding ways to plug the spending leaks? Maybe you can come up with a new savings plan. I've had success with my change system - I save every $5 bill I get back. As an added bonus, it discourages me from using my credit card - if I use cash, I don't get a five.

If you're a parent, you probably will be doing some back-to-school shopping after all. Taking a good, hard look at your finances can help you locate some extra cash to help with school supply costs. Worried that your budget is too tight to cut? Maybe it's time to turn to the experts.

It's never too late to start educating yourself about your finances. At a DebtStoppers Community Financial Workshop, you can do it for free. Register for one of our latest workshops on Aug. 20 in Atlanta or Sept. 17 in Chicago to find out how you can stop foreclosure, get out of debt and take back control of your financial future.

And don't sweat it if you can't attend - you can take advantage of our free personal debt analysis anytime. Just sign up online. You might be too old for school, but you're never too old for a fresh financial start.

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