You are cordially invited

A new year is only a month away, and resolutions will be flowing like promises from a politician. Resolutions and promises have a way of unraveling, sometimes pretty quickly. I know I always have a problem with my annual resolution to take better care of myself - that lasts for all of a week. But here is a resolution from DebtStoppers to you that we have every intention of keeping: We promise to continue to provide you and the members of the community that we live and work in, with advice, support and legal help that will restructure or even eliminate your debt burdens.

Every month, DebtStoppers holds a free financial workshop for our community members, in Chicago and Atlanta. And it's not like some "other" workshops that are really a tax audit in disguise. We promise that the DebtStoppers workshops are not only informative, but fun, and well worth an evening of your time.

It's also a chance for you to come in and talk - no strings attached - with one of our bankruptcy and debt relief attorneys, about legal options that are available to you. It also gives you the chance to meet neighbors who are in the same tough financial spot as you, and they are probably way more than you would ever have guessed. You may be thinking, "Yeah, misery loves company," but I prefer to say that there is strength in numbers.

We understand that you may have a lot of questions about how best to control your spending, the state of your personal finances, debt and credit related issues or whether or not the "sounds too good to be true" opportunity you just heard about is just that, "too good to be true." You may also have questions about bankruptcy, and need answers to determine whether or not it is right for you. Our workshops provide you with the forum to voice those questions and concerns. At each meeting, we will have a Q and A session - you provide the question and we'll give you the answer. Now, let me be honest, it may or may not be the answer you want to hear. But understand this; it will empower you to make a decision about your own financial future.

If that isn't reason enough to want to come to our financial workshop next month, how about this - a nice meal and the chance to win a Dell laptop computer or a GPS system? We understand that time is money, and we want to offer you the best possible value for your precious time.

You can register for either financial workshop, Chicago on January 15, 2009 or Atlanta on January 22, 2009, online or by phone.

Space for the workshop is limited and on a first come first served basis. Please register early so that you are not shut out from the January workshop. Don't give up if you are, though; there will be another workshop in February, as we promised. If you can't wait that long, you can also contact us at any time for a free personal debt analysis, just give us a call or sign up over the net.

We hope that you will come away from our financial workshops with a couple of things:

1.    A full belly,
2.    Some new friends,
3.    Answers to your questions and alleviation of your concerns, and
4.    The DebtStoppers Debt Relief Toolkit, which contains six or our most popular brochures, including:

*  Is Bankruptcy the Right Tool for Me?

*  Foreclosure

*  How to Build a Budget

*  Saving and Investing 101

*  Beating the Recession

*  Give Yourself a Raise Expanded Edition

But more importantly than those, we hope that you'll come away from our financial workshop with this:

A feeling of hope.

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