Atlanta Bankruptcy Can Help If You’re a Job Seeker
Many people are looking for jobs. As of October, the Atlanta Bankruptcy Attorney Blog reported, the jobless rate was 10.4 percent in September.
Unemployment is one of the top causes for bankruptcy in Atlanta, as people simply can't afford to make their monthly mortgage payment if they don't have a job. Sadly, banks are unwilling to help even the most downtrodden homeowners.
Instead, banks would rather let a house go into foreclosure in Atlanta rather than work with a homeowner through a loan modification or other option to keep a person in their house. Atlanta bankruptcy lawyers have seen many people desperate for help, looking for answers despite not knowing where to turn.
Those facing tough times should consider how filing for bankruptcy can help a person's financial outlook and, in turn, their job prospects. No one would want to find a job after months of searching only to have their employer begin getting calls from creditors or seeking to garnish wages.
That can be embarrassing and get a person out onto the wrong foot with a new job. That's not the best first impression to make. In other cases, an employer may check a prosepective employee's credit report -- where bad debt can be a red flag. If you are seeking a job while dealing with poor credit -- or have outstanding loans that you are behind on -- filing for bankruptcy could put you in a good position moving forward toward a brighter financial future.
Eliminating those debts when you are unemployed can allow you to start life anew when you settle down at a new job. If those debts are still active when you get a new job, that would allow creditors to begin the pursuit all over again. Bankruptcy in Atlanta can end the frustration.
And, to assist with the job search, here are some tips to staying relevant in a tough job economy, courtesy of kiplinger.com:
What are your career goals?
Whether you're a recent graduate or long-time worker, you should make sure you have a clear goal in mind for your career. You may be asked by potential employers, so make sure you have it straight yourself. This could include seeking an advanced degree.
Be seen online
Whether creating a website or social media account, making sure you are up on current trends and stay connected with resume web sites.
Look at where you have a chance to get a job
Survey the landscape and try to get an idea of what the current market is at least once a year. Keep up on local business news and try to identify where you think you fit.
Identify strengths
Know your value. Whether changing companies or staying where you are -- or if you are looking to break into a new field -- know what the typical salary range is.
Learn a new skill set
Being a team-player with a range of abilities is attractive to employers. Having one skill in an ever-changing world may not get it done. Do a web seminar or attend a class to get some new ideas and meet some people.
Network
The old adage it's not what you know it's who you know is as important as ever these days. With so many people seeking jobs, it's tough to stand out. Having an in is a big step in that direction.
If you need to speak to an Atlanta bankruptcy attorney call the DebtStoppers Bankruptcy Law Firm at 800-440-7235 today for a free debt analysis.
More Blog Entries:
Atlanta Bankruptcy an Option as Georgia Jobless Rate Increases: October 11, 2011
Additional Resources:
6 Ways to Stay Relevant in the Current Job Market, by Liz Ryan, Kiplinger.com