Category Archives: Free Debt Analysis

Chicago Bankruptcy Attorneys Caution Against Consolidation Loan Scams

When my credit debt was at its highest, I encountered a very interesting phenomenon. It seemed as if I was getting more credit and loan offers – and some at better rates – than ever before. It just didn’t make sense – why would anyone rather lend money to a person with a history of… Read More »

Illinois Bankruptcy Attorney Explains Cardholder’s Bill of Rights

As Americans, we’re known for seeking the easy way out, be it a magic diet pill that lets us lose weight without diet or exercise or a little plastic card that (seemingly) allows us to buy whatever we want, regardless of whether we can afford it. So it shouldn’t come as a surprise that people… Read More »

Chicago Bankruptcy Attorneys Warn of Universal Default Clause

When my credit card debt was at its highest, I felt like the whole world was against me. And, technically, it kind of was. It’s called universal default. I made most of my payments on time. But as I put more debt on more credit cards, it became difficult to keep track of them all… Read More »

Illinois Attorneys Compare Personal Bankruptcy and Credit Counseling

Chicago and Atlanta Bankruptcy Attorney Rob Semrad on Credit Counseling Remember the old adage, “If it sounds too good to be true, it probably is?” If we could just keep that in mind, credit counseling companies would probably go out of business – and folks wouldn’t fall victim to any more scams trying to eliminate… Read More »